The financial education materials, courses, and resources provided by zorlianvex (zorlianvex.com) are designed exclusively for educational and informational purposes. Our content aims to improve your understanding of financial concepts, decision-making processes, and money management strategies.

These materials do not constitute financial advice, investment recommendations, or professional counselling. Every individual's financial situation is unique, and what works for one person may not be suitable for another. We strongly encourage you to consult with qualified financial professionals before making any significant financial decisions.

zorlianvex makes no representations, warranties, or guarantees regarding the completeness, accuracy, or reliability of any information presented in our educational materials. While we strive to provide high-quality content based on sound financial principles, we cannot guarantee specific outcomes or results from applying the concepts we teach.

• We do not guarantee improved financial performance or increased income
• Results may vary significantly based on individual circumstances, effort, and market conditions
• Past performance examples are not indicative of future results
• Market conditions, economic factors, and personal situations can impact outcomes

Your financial success depends on numerous factors beyond our educational content, including your dedication, existing knowledge, market conditions, and personal circumstances.

To the fullest extent permitted by applicable law, zorlianvex, its directors, employees, contractors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our educational materials or services.

This includes, but is not limited to:

• Financial losses resulting from decisions made after consuming our content
• Investment losses or poor financial outcomes
• Business failures or reduced income
• Errors or omissions in our educational materials
• Technical issues preventing access to our services
• Delays or interruptions in service delivery

If you disagree with this limitation of liability, please discontinue use of our services immediately.

All information provided by zorlianvex is delivered "as is" without any express or implied warranties. While we make reasonable efforts to ensure the accuracy and currency of our educational content, financial markets, regulations, and best practices evolve continuously.

We cannot guarantee that all information remains current, complete, or error-free at all times. Users are responsible for verifying information independently and updating their knowledge as market conditions and regulations change.

zorlianvex's educational content cannot and should not replace professional financial advice tailored to your specific circumstances. Our materials provide general education about financial concepts but cannot address the complexities of individual financial situations.

We strongly recommend consulting with appropriate professionals for:

• Investment strategy development and portfolio management
• Tax planning and compliance matters
• Insurance needs assessment and selection
• Estate planning and wealth transfer strategies
• Retirement planning and superannuation advice
• Business financial structure and planning

Licensed professionals can provide personalised advice based on your unique financial position, goals, and risk tolerance.

By using zorlianvex's educational services, you acknowledge that all financial decisions remain your personal responsibility. You understand that applying financial concepts involves inherent risks, and outcomes cannot be predicted with certainty.

You agree to:

• Use our educational materials responsibly and in conjunction with professional advice
• Conduct your own research before making financial decisions
• Accept full responsibility for the outcomes of your financial choices
• Understand that financial education is an ongoing process requiring continuous learning

We encourage thoughtful, well-researched decision-making supported by appropriate professional guidance when needed.

Our educational materials may reference third-party resources, websites, or external content for additional learning opportunities. zorlianvex does not control or endorse these external resources and is not responsible for their accuracy, availability, or content quality.

When accessing external resources:

• Review their terms of service and privacy policies independently
• Verify information through multiple reliable sources
• Understand that external sites may have different standards and practices
• Exercise the same caution you would with any online resource

This disclaimer is governed by the laws of Queensland, Australia, and any disputes arising from or related to our educational services shall be subject to the exclusive jurisdiction of the courts of Queensland, Australia.

If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue in full force and effect. Our failure to enforce any right or provision shall not constitute a waiver of such right or provision.